Lost my SS card. Getting loan application tomorrow? Am I screwed?

July 28th, 2010

My wife and I are doing a loan application tomorrow for our new house tomorrow and I realized that my SS card is missing. She has hers, but mine is gone. Am I screwed tomorrow? Thanks.
BTW, they are asking for a copy of it

Question regarding old debt and credit report…..?

July 28th, 2010

Like a lot of young people i got a credit card before i was ready. When i was 18 i got a Capital 1 card with a 400 limit…After a few months i lost my job and not able to pay; that was all back in 2001.

In 2007 i got a copy of my credit report and started to clean it up and pay off another old debt i had to for a ticket. Capital 1 had on my report amount was around $1300. I tried to settle the debt for around $600 (orig was $400) They said they could not settle for less than $1000. So i decided to let it go another year and it would fall off my report. Well i just checked and it is off my report but….I got a letter today from a credit agency for the debt from capital one saying the amount is now $1835.

My question is, can this agency now bring this debt back to my credit report after over 8 years?
Like i stated above it fell of my credit report after 7yrs. my question was can the collection pleople put it back on
Thank you catdad & dancer….very helpful!!!

well i havent made a credit card payment will they came after my tax return?

July 28th, 2010

I have two chase credit card i was doing my payment on time that was untill i got laid off,So now its been like a year since ive made a payment. So now it has reached the chase recovery department I guess my main question is can they take away my tax return. And what can i do about it is it possibel to make arrangement of payment because i do want to pay them off.

i am looking for business credit cards?

July 28th, 2010

So far I am considering getting from this business credit card offers

http://www.newhorizon.org/Info/business-credit-cards.htm

any more resources/sites? pls share

Where can i find an attorney who will take as payment from the proceeds of the winning of my case?

July 28th, 2010

I have a strong case agains my uncle,he owes me money and the money is not small,where can i find a lawyer who can take the case?and we can share from the proceeds?

Can’t I Rent a house later if I declare it as ‘Primary Residence’ while purchasing it/applying for loan?

July 28th, 2010

Hi,
During loan application process everywhere, you have to specify the Property Type as either ‘Primary Residence’, ‘Second Home’ or “Rental Property’ . Ofcourse this is my first home and I am going to live in it, I will declare it as Primary Residence.
But then tomorrow, if I move out or my job is transferred to some other location, does that mean I would not be able to Rent my appartment ?

Student Loan Application help?

July 28th, 2010

I’m having such a hard time with getting the right info. Filled out my son’s FASA. Haven’t heard anything. Son is going to CC and got his acceptance letter. We need for him to fill out a student loan application. The CC keeps telling us that we need to find out the status of the app. can someone help me get this?

Getting something taken off your credit report?

July 28th, 2010

I have a few (three) negative items on my credit report. 2 cell phone companies and 1 bank. I’m going to be paying those off in the next couple of months. Once I have those paid off, A.) Will it show on my credit report that I paid it off, and B.) Is there anyway to get them taken off my credit report without waiting 7 years?

C.) Will doing any of the above actually improve my credit score, I’m wanting to buy a vehicle once I get these paid off(I don’t wanna take on more debt, when I can pay the bad debt off first), but I want to make sure that I can get financed before I try to buy.

D.) Where can I go to get a copy of my credit report AND see my credit score rating. I’m willing to pay to see my FICO Score, but I don’t want to get tied into some kind of monthly thing really.

Differences in credit report?

July 28th, 2010

I just pulled my credit report and score fron TransUnion and Experian. I got a little concern because Experian has on record 2 request viewed by others( that is FIRST USA,NA) This company, Banking center or whoever it is requested a copy of my credit report twice this past year 2007. Frankly I do not recall having considered, taken or applied for any credit offer comming from this institution, On the other hand, Trans… does not carry any of these 2 records and the score is 45 points higher than the one Experian gave me…. I have the feeling Experian is not being that accurate because is not reporting the full lenght of time of open accounts.
I opened an account on April 2005, and in the Balance Hostory part, it only reports from Jan 2006… I do not know if this is the reason the the score is low this time, I know there’s to be a slight difference in points 5 or 10 but not this much. Now what do you think I should do, I’ve tried to contact Experian and never got connected.

Effect of Mizzen Media’s Program

July 28th, 2010

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